Hatton National Bank

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Personal Banking products
Saving
  • General savings


o   Regular savings
o   Capital savings
o   HNB Adhishtana - a unique savings account that will allow senders of remittances from Middle East and Gulf Region and receivers in Sri Lanka

§  Higher interest rates based on the account balances
§  Free Internet banking for the first year
§  Free mobile banking for one year
§  Free HNB Visa International Debit Card
§  Immediate loan facilities of up to 90% of your account balance
o   Money market savings accounts   - A Money Market Savings Account can come in handy for an individual, a corporation or an institution, if you make minimum initial deposit of Rs.500,000/-. based on the inter-bank call money market rate
o   Capital transaction rupee  account (CTRM) - All existing Non- Resident Rupee Accounts (NRRAs), Non- Resident Blocked Accounts (NRBAs) and Migrant Blocked Accounts (MBAs) have now merged and re-designated as Capital Transactions Rupee Accounts (CTRAs)
  • Minor Savings


o   Singithi Kirikatiyo below 5yrs
o   Singithi Lama New born to 12 yrs
o   Singithi Surakum foreign Currency
Singithi Surakum is a special account for your child in foreign currency.
o   Diridaru Scholarship Scheme
HNB Diri Daru Scholarships for Grade five, O/L, A/L & for special achievements
  •   Minor Savings Visa


o   HNB Wally-E
o   Pre-Paid Visa Cards for Teens and Parent
  • Youth Savings


o   HNB Teen Accounts
o   HNB You
  • HNB Salary SMART


Route your salary and get your HNB Shopping Debit Card that gives you the equivalent of 3 times your salary. Get more from your pay, to live the life you want. 
  • HNB FIT Account
  • Senior Citizens


o   Senior Citizens Scheme
If you are 55 or above you are eligible to obtain a HNB senior Citizens’ savings or term account that comes with three special schemes as well as a special privileges card with benefits
o   Sathkara for Gov.Servents
enjoy these exceptional benefits in savings accounts, fixed deposits and personal loans, is to deposit your pension in an HNB Sathkara account
  • Term Deposits

o   Fixed deposits
o   Call Deposits
  • Foreign Currency Accounts




o   Personal Foreign Currency Accounts
o   Business Foreign Currency Accounts
o   Diplomatic Foreign Currency Accounts
o   Foreign Currency Accounts Advantage Accounts
o   Inward investment accounts
o   Outward investment Accounts
o   Senior foreign national special accounts
Loans
  •  Personal Loans
  • Shanthi home loans     


To buy your first home, move to a new residence, investing in property or looking to switch to a better deal. HNB Shanthi Home Loans have many options available
  • Loans for professionals

Housing and Educational loans at lower rate

  •  Cards


o   International debit card
o   HNB Credit cards
o   HNB Travel card

o   HNB Affinity credit cards
  • Remittance
  • Current Account


o   Shareline current accounts
o   Current accounts
Leasing     
Pawning
New products
  • SOLO - Payment platform through a mobile app using QR codes. A card less payment system
  • AFFY - Mobile app that can customize their own website with personal products

Corporate banking products

Trade Services
  • Issuance of Bank Guarantees - HNB, with its worldwide network of correspondent banks is one of the foremost issuer of bid bonds, Performance bonds, advance Payments Guarantees, Retention bonds and letters of Guarantee for projects and tenders in Sri Lanka
  • International Trade Services - As a premier trade bank in Sri Lanka, HNB has long established correspondent banking relationships worldwide with reputed international banks.
 Treasury Services

Spot transactions are simple contracts to buy or sell currency at spot exchange rates for spot delivery normally within 2 working days.

Islamic Banking Services
General Corporate services

Project Financing solutions focus on assisting entrepreneurs based upon overall project viability after evaluating the project prospects in following sectors.
Food & Beverage
Garments
Health Services
Leisure – Local, Overseas
Manufacturing
Condominium Apartment Projects
Power & Energy
Real Estate
Tea & Rubber
Infrastructure Development

And provides following facilities,
  • Term Loans
  • Working Capital Loans
  • Bridging Finances
  • Overdraft facilities, Letter of Credit, Import Loans, Packing Credit, Guarantees etc. related to the project (Available in Sri Lankan Rupees and/or a prescribed Foreign Currency)
  • SME Banking Facilities
  • SME lending
  • offer a comprehensive range of products and services to our SME clientele such as Term Loans, Working Capital Financing, Project funding, Import & Export Loan facilities and Distributor Financing.

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